Many people disagree with the option of sending their parents to nursing homes, at times even the old people themselves don’t want to go, hence the idea of home health care pops up.
For instance your father is not physically fit as he used to be and one when you see him having trouble walking you get second thoughts about leaving him alone in the house. You think of all the options that will be better for your father and make his life easier, but the thought of sending your father to a nursing home just doesn’t let you sleep at night.
Don’t Feel Isolated
Don’t feel like you are the only one being worried about your old folks. Old folks over the age of 70 in America have a lot of difficulties such as, shopping, dressing, preparing meals, bathing, paying bills and walking, ‘National Academy’ on aging society stated that 8.5 million old folks over the age of 70 fore see these problems. This number will surely increase in coming future, perhaps it may increase to 21 million. Now the home care agency industry has become a $54 million worth industry according to ‘National Association of Home care & Hospice’ care reports. They also estimate that 17,700 is the new doubled number of the home care agencies at present.
When deciding upon home health care there are several questions that pop up in one’s mind concerning about their aging parents. There are several questions that are important to be taken under consideration before deciding upon hoe health care. The most vital question and first to be clicked in your mind would be, affordability. The cost per hour for service varies from state to state, city to city. For instance, in New York City, home health care cost around $16 per hour. It’s a tad bit less expensive in Louisiana; it cost around $14 per hour, and in Colorado, the cost per hour come down to 24 per hour which is quite expensive comparatively. Thus to find the cost trend in your hometown or the hometown your parents live in you can make use of ‘Cost of Care’s’ calculator provided on the ‘Federal Long Term Care Insurance’ Web site. Moreover, you can make a better decision while keeping cost in mind, you can either hire a home health care live-in, round the clock provider or if you think it is in your parents best interest you can have home health care provider come in for hourly basis and get work done around the house such as, organizing medicines, paying bills, cleaning, preparing meals, or another way they can help out.
You need to keep in mind that several health insurance policies and Medicare do not assist in home health care costs. Furthermore, a huge problem that old people face is that they realize about long term care policies when they are in between their 70s or/and 80s. In that age the long term care policies are very expensive. They want to opt for long term care polices because they a lot of them generally assist home health care costs. Nevertheless, they realize about it when they are too old or severely sick, and that point the insurance companies are least interest to make business from them. So while you’re on the go to provide your old folks with the best of things and finding ways to pay for the home health care, it would be best if you could take some time out and apply for your own long term care insurance to secure your old age. Someone who’s in his 60s and is medically good can expect the payment to be in between $2,500 and $3,500 per year. To top it off, this policy that you’ll pay for will covers home care, and nursing homes. Moreover you’ll get premiums that will be adjusted for inflation. So if you want to dig up information to secure your future you can log on to American Association of Retired Persons website. They have provided an ample amount of information for all you folks to avail from and make better decisions for your future.
Perform ads much research about the home health care as much as you can, it’s about your parent’s old age and you can’t compromise on anything.